GALIWhat Is Escrow and Why Nigerian Students Should Use It
Escrow is a way to pay for things without trusting a stranger. Here is how student escrow works and why it beats sending money first.
Escrow sounds like banking jargon, but the idea is simple: a neutral holder keeps the money until both sides do their part.
The problem with direct transfer
When you send money directly to a seller, you are trusting a stranger to keep their word. If they disappear, your money is gone and recovery is slow.
How escrow fixes it
- Buyer pays into escrow, not the seller.
- Seller delivers the item to the agreed campus handoff.
- Buyer inspects and confirms.
- Escrow releases the money to the seller.
If the item is fake, broken, or never shows, the buyer does not confirm, and the money stays safe.
Why it fits campus life
Students trade with people they have never met. Escrow turns "hope they are honest" into "the money is locked until I am satisfied." That is exactly what Gali does for every campus trade.
Read the step-by-step in How Gali works.
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